10 lakh कहा invest करू?

What This Video Is About

This video provides a comprehensive guide on investing ₹1 lakh, assuming the investor already has term insurance, health insurance, and an emergency fund. It outlines a strategy for allocating the investment across different asset classes.

Major Ideas Discussed

• The investment is divided into fixed deposits for IPOs, mutual funds, stocks, and gold to diversify the portfolio and manage risk.
• ₹5 lakhs is allocated to mutual funds, with a further division into large and mid-cap funds, multi-cap funds, and small cap funds, using a systematic transfer plan and staggered investment to reduce market volatility.
• ₹3 lakhs is allocated to stocks, using a combination of growth and value investing, with tools like Investing Pro for stock selection and diversification.
• Gold investment is done initially with ₹25,000 and additional investments are made every time gold prices dip by 2%.
• The video also addresses frequently asked questions, including why not to invest in fixed deposits, listed bonds, cryptocurrency, and international funds, considering the current market valuations and investment horizon.

What to Watch Next

The speaker suggests monitoring market valuations, investment horizon, and personal financial goals, and considering factors like emergency funds, insurance, and other financial obligations before investing.